![]() ![]() The New American Funding website offers educational resources for first-time home buyers, repeat buyers, real estate investors, and those looking for a mortgage refinance loan. This includes the secure uploading of documents, cutting down on the amount of paper you have to submit. New American Funding has a straightforward, online loan application process. Without technology, it couldn’t offer its 14-day closing guarantee for home purchase loans. Working with New American FundingĪs you’d expect of a company founded in the 21st century, New American Funding has mastered the use of technology. And if you’re an “excellent borrower” (with great credit, a big down payment, etc.), you may even get a lower interest rate. However, its mortgage rates were right in the middle of the road. On average, NAF charged more to originate mortgages than some other big companies in 2021. Probably the biggest drawback is that New American Funding’s lender fees aren’t especially low. Its call center has bilingual agents who speak Spanish as well as English Will often work with down payment assistance programs to help you get extra funds for your down payment and closing costs.And there are few official complaints against it NAF earns five stars with over 8,000 customer reviews on Zillow. It has 5-star customer service reviews.If you’re buying rather than refinancing, NAF says, “We guarantee that your loan will close in 14 business days. But there are over 150 branches if you prefer to do business face to face. You can opt for a totally digital experience. ![]() Chances are good NAF will offer the type of loan that’s right for you
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